Monthly Budget Planner
List your monthly income and expenses to instantly see your surplus or shortfall and where your money goes.
Income & expenses
Income
Expenses
Monthly surplus
—
Total income—
Total expenses—
Savings rate—
Building a budget that sticks
A budget is simply a plan for your money: income in, expenses out, and whatever's left to save or invest. Listing every category — even small recurring ones — makes spending visible and surprisingly easy to trim. A healthy savings rate gives you a buffer for emergencies and fuel for longer-term goals. Add or remove rows above to match your real situation.
Frequently asked questions
What's a good savings rate?
Many guides suggest aiming to save 20% of income, but the right number depends on your goals, cost of living and stage of life. Any positive surplus is progress.
Is my data saved?
No. Everything is calculated in your browser and nothing is stored or sent anywhere.